How do I find the cheapest public liability insurance? How much will it be, and what are my options? These are questions you have probably asked yourself. In this article, you will find the answers to these questions, and many more answers about public liability insurance.
Public liability insurance
Public liability insurance is important to have if your business interacts with customers on a regular basis. In fact, it is the most common type of insurance taken out by small businesses. Since it is not compulsory, many small business owners may ignore it but it is actually an important insurance coverage to purchase.
What is public liability insurance?
Public liability insurance protects you if clients or members of the public suffer personal injury or property damage because of your business. It will pay for the cost of subsequent legal expenses or claims. If you have a business that regularly interacts with customers, this is an important insurance policy.
What is a self employed public liability insurance?
Self-employed insurance provides coverage tailored to protect those who work for themselves, and not an employer. Public liability insurance is important to protect if someone is injured or their property is damaged due to your business.
What are other kinds of public liability insurance?
What is a public indemnity insurance?
Public indemnity insurance is important for all businesses that give advice or offer professional services to other businesses. If you give faulty advice to a client that causes financial loss, it will cover you.
What is a one day public liability insurance?
One day public liability insurance are available and designed to cover an “event,” and is case specific. It is designed to be temporary, and not fit the need of annual coverage.
For example, a music festival or a conference may fit the one day public liability insurance policy.
What is a public liability insurance for events?
Public liability insurance for events provides coverage for a variety of different types of events. In this case, if a member of the public attending suffers a personal injury or property damage occurs due to the event, the policy will provide financial coverage. It is important to find the right coverage for the event.
What is a public liability insurance for market traders?
For market traders, there is public liability insurance to protect your business activities if someone suffers a personal injury, or property damage occurs during the course of your marketing activities. For example, if your stall was to collapse and injure a member of the public.
Cheap public liability insurance: Compare quotes and the market
The easiest way to get cheap public liability insurance is to use one of the many online comparing services. We have listed some of the major players below:
Public liability insurance at Go Compare
Go Compare is price comparison platform for insurance, travel and other products.
Read more: Go Compare
Public liability insurance at Compare the Market
ComparetheMarket is price comparison platform for insurance and utilities. For public liability insurance, there is a FAQ overview and the ability to get a quote for what you need in your policy.
Read more: Compare the Market
How to find cheap one day public liability insurance?
If you do not need long term coverage, you may want to look into short term – even one day – public liability insurance. It’s important to compare quotes online to find the best price for your event or situation. There may even be a one day insurance policy specific for your event type!
What is cheap self employed public liability insurance?
When you’re self employed, the most important thing is to understand the kind of coverage that you need for your business. Next, you’ll want to compare and shop around to find the right option for your insurance plan. There are a variety of different sites, like MoneySuperMarket and others, that can help jump start your comparison process for insurance options.
Selected public liability insurance companies
Here is a list of some selected car insurance providers:
Public liability insurance at Axa
Axa provides a wide variety of insurances (including public liability, travel, life, among others) and healthcare.
Read more: Axa
Public liability insurance at Direct Line
Direct Line started selling insurance from a single call centre in Croydon. Today, you can buy van, home, pet, travel, life, breakdown, landlord and business cover direct from them – online, or over the phone.
Read more: Direct Line
References
http://www.simplybusiness.co.uk/insurance/public-liability/
http://www.simplybusiness.co.uk/insurance/self-employed/
https://www.cginsurance.com/news/2016/04/27/can-i-get-public-liability-insurance-just-for-one-day
https://www.events-insurance.co.uk/event-insurance-policies
https://www.moneysupermarket.com/business-insurance/self-employed/
