{"id":390,"date":"2017-06-13T17:01:31","date_gmt":"2017-06-13T17:01:31","guid":{"rendered":"http:\/\/vupea.com\/uk\/?p=390"},"modified":"2017-07-03T02:34:24","modified_gmt":"2017-07-03T02:34:24","slug":"credit-cards-compare","status":"publish","type":"post","link":"https:\/\/vupea.com\/uk\/credit-cards-compare\/","title":{"rendered":"Credit Cards |\u00a0Compare | What is |\u00a0Money transfer"},"content":{"rendered":"<p>Credit card is a payment card issued to users to <a href=\"https:\/\/en.wikipedia.org\/wiki\/Credit_card\">enable the cardholder to pay a merchant for\u00a0goods and services, based on the cardholder&#8217;s promise to the\u00a0card issuer\u00a0to pay them for the amounts so paid plus other agreed charges<\/a>. In this article, you will find more information about credit cards and comparison to find the best fit for you.<\/p>\n<h1>Credit cards<\/h1>\n<hr \/>\n<h2>Explained: What is a credit card<\/h2>\n<p>Credit card is a payment card issued to users to <a href=\"https:\/\/en.wikipedia.org\/wiki\/Credit_card\">enable the cardholder to pay a merchant for\u00a0goods and services, based on the cardholder&#8217;s promise to the\u00a0card issuer\u00a0to pay them for the amounts so paid plus other agreed charges<\/a>.<\/p>\n<h2>How does a credit card work?<\/h2>\n<p>A credit card allows you to borrow money for making big purchases, as long as you pay them back over a 25-30 day grace period. If you do not pay back in full, you will have to pay interest on top of what you owe.<\/p>\n<h2>What is money transfer credit cards?<\/h2>\n<p>Money transfer credit cards are credit cards that will pay money directly into your account. If you are looking for a low cost loan to make a big purchase, or pay off existing debts, this may be an option for you.<\/p>\n<h2>What is 0% purchase credit cards?<\/h2>\n<p>A 0% purchase credit card lets you buy a big purchase,\u00a0<a href=\"https:\/\/www.moneysupermarket.com\/store\/credit-cards\/purchases\/\" class=\"broken_link\">while paying off the amount you\u2019ve spent over a set and stated period without any interest<\/a>. If used properly, 0% purchase credit cards are a good way to spread out large purchase payments over a set time period.<\/p>\n<h2>What is balance transfer credit cards?<\/h2>\n<p>A balance transfer credit card allows you to move existing debt you owe to a lender from one card to another card. It will often reduce the interest payments.<\/p>\n<h2>What is\u00a0interest free credit cards?<\/h2>\n<p>An interest free credit card is a credit card that will charge no interest for a period of time, but will switch to interest if a payment is late.<\/p>\n<h2>What is cash back credit cards?<\/h2>\n<p>Cash back credit cards are credit cards that will pay you back with cash for certain purchases and up to a certain amount. For example, the top card pays 5% cash back for the first three months, and others give up to 1% on fuel and supermarket spending.<\/p>\n<h2>Debt counseling: Credit cards for bad credit in the UK<\/h2>\n<p>There are credit cards available that are meant to boost your credit score. With these cards, if you make payments on time your credit score should improve and even the interest rate may lower.<\/p>\n<p>These cards are useful not only for bad credit history but if you have no credit history either.<\/p>\n<h1>Compare the UK market: Best credit cards<\/h1>\n<hr \/>\n<p>The easiest way to get cheap credit cards is to use one of the many online comparing services. We have listed some of the major players below:<\/p>\n<h2>Martin Lewis on credit cards<\/h2>\n<p>For more information on credit cards, check <a href=\"https:\/\/www.moneysavingexpert.com\/eligibility\/credit-cards\/\">this website<\/a> for their credit card eligibility calculator for several different types of credit cards.<\/p>\n<p>Read more: <a href=\"https:\/\/www.moneysavingexpert.com\/eligibility\/credit-cards\/\">Martin Lewis at MoneySavingExpert<\/a><\/p>\n<h1>Selected credit cards providers in the UK<\/h1>\n<hr \/>\n<p>Here is a list of some selected credit card providers:<\/p>\n<h2>Credit cards at NatWest<\/h2>\n<p>NatWest, also known as the National Westminster Bank, provides bank and insurance services to personal, business, and commercial customers. NatWest offers credit cards for a variety of different circumstances.<\/p>\n<p>Read more: <a href=\"http:\/\/personal.natwest.com\/personal\/credit-cards.html\">NatWest<\/a><\/p>\n<h2>Credit cards at Tesco<\/h2>\n<p>Tesco Bank aims at providing\u00a0simple and straightforward banking, loans, and insurance products that provide good value and reward loyalty.<\/p>\n<p>Read more: <a href=\"http:\/\/www.tescobank.com\/credit-cards\/\">Tesco Bank<\/a><\/p>\n<h2>Credit cards at Virgin<\/h2>\n<p>Virgin Money is a British company and financial services brand that offers credit cards, savings, mortgages, investments, among other services.<\/p>\n<p>Read more: <a href=\"https:\/\/uk.virginmoney.com\/virgin\/credit-cards\/\">Virgin<\/a><\/p>\n<h2>Credit card at Halifax<\/h2>\n<p>Halifax is an UK bank, named after the town of Halifax, West Yorkshire where it was founded as a building society in 1853. Halifax provides bank and saving accounts, mortgages, loans, credit cards and more.<\/p>\n<p>Read more: <a href=\"http:\/\/www.halifax.co.uk\/creditcards\/\">Halifax<\/a><\/p>\n<h1>References<\/h1>\n<hr \/>\n<p><a href=\"https:\/\/en.wikipedia.org\/wiki\/Credit_card\">https:\/\/en.wikipedia.org\/wiki\/Credit_card<\/a><\/p>\n<p><a href=\"https:\/\/www.moneysupermarket.com\/store\/credit-cards\/money-transfer\/\" class=\"broken_link\">https:\/\/www.moneysupermarket.com\/store\/credit-cards\/money-transfer\/<\/a><\/p>\n<p><a href=\"http:\/\/www.moneysupermarket.com\/credit-cards\/purchases\/\">http:\/\/www.moneysupermarket.com\/credit-cards\/purchases\/<\/a><\/p>\n<p><a href=\"https:\/\/www.moneysupermarket.com\/store\/credit-cards\/purchases\/\" class=\"broken_link\">https:\/\/www.moneysupermarket.com\/store\/credit-cards\/purchases\/<\/a><\/p>\n<p><a href=\"https:\/\/www.moneysupermarket.com\/store\/credit-cards\/what-is-a-balance-transfer\/\" class=\"broken_link\">https:\/\/www.moneysupermarket.com\/store\/credit-cards\/what-is-a-balance-transfer\/<\/a><\/p>\n<p><a href=\"http:\/\/www.gocompare.com\/credit-cards\/interest-free-credit-cards\/\">http:\/\/www.gocompare.com\/credit-cards\/interest-free-credit-cards\/<\/a><\/p>\n<p><a href=\"http:\/\/www.moneysavingexpert.com\/credit-cards\/cashback-credit-cards\">http:\/\/www.moneysavingexpert.com\/credit-cards\/cashback-credit-cards<\/a><\/p>\n<p><a href=\"https:\/\/www.moneysupermarket.com\/store\/credit-cards\/bad-credit\/\" class=\"broken_link\">https:\/\/www.moneysupermarket.com\/store\/credit-cards\/bad-credit\/<\/a><\/p>\n<blockquote data-secret=\"pHgBWWVaTv\" class=\"wp-embedded-content\"><p><a href=\"https:\/\/www.nerdwallet.com\/blog\/nerdscholar\/credit-card\/\">What Is a Credit Card?<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" src=\"https:\/\/www.nerdwallet.com\/blog\/nerdscholar\/credit-card\/embed\/#?secret=pHgBWWVaTv\" data-secret=\"pHgBWWVaTv\" width=\"600\" height=\"338\" title=\"&#8220;What Is a Credit Card?&#8221; &#8212; NerdWallet\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit card is a payment card issued to users to enable the cardholder to pay a merchant for\u00a0goods and services, based on the cardholder&#8217;s promise to the\u00a0card issuer\u00a0to pay them for the amounts so paid plus other agreed charges. In this article, you will find more information about credit cards and comparison to find the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":393,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[14],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credit Cards |\u00a0Compare | What is |\u00a0Money transfer | Vupea<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vupea.com\/uk\/credit-cards-compare\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Cards |\u00a0Compare | What is |\u00a0Money transfer | Vupea\" \/>\n<meta property=\"og:description\" content=\"Credit card is a payment card issued to users to enable the cardholder to pay a merchant for\u00a0goods and services, based on the cardholder&#8217;s promise to the\u00a0card issuer\u00a0to pay them for the amounts so paid plus other agreed charges. 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