Insurance

Caravan insurance | Cheap | Quotes | Compare | Best | Average cost | Static

Caravan insurance helps protects you in the event of an accident, injury, theft or vandalism. Although caravan insurance is not a legal requirement, there are a few different types of caravan insurance that may fit your situation. Read the article below to find out more information about caravan insurance.

Caravan insurance

What is a caravan insurance?

Caravan insurance helps protects you in the event of an accident, injury, theft or vandalism. It’s good to check your car insurance because sometimes caravan insurance can be covered by it.

There are three different types of caravan insurance:

Touring caravan insurance: For caravans towed behind another vehicle.
Static caravan insurance: For caravans kept in a fixed position, such as a caravan site or holiday park.
Trailer tent and folding camp insurance: For caravans that are midway between a camper-van and a tent.

Cheap caravan insurance in the UK: Compare quotes online and the market

The easiest way to get cheap caravan insurance is to use one of the many online comparing services. We have listed some of the major players below:

What is the best caravan insurance quote?

For evaluating the best caravan insurance, BoughtByMany has ranked the top insurances for both touring caravan insurance AND static caravan insurance. BoughtByMany uses independent research and customer reviews to create their Best Of lists for 2017.

What is the average caravan insurance cost?

According to the CETA, the average touring caravan insurance cost in 2017 was £150. However, it may be cheaper or more expensive depending on the type of caravan.

What are the best caravan insurance reviews?

For the best caravan insurance reviews, the site BoughtByMany provides rankings determined by independent financial reviews (since there is not as much independent research out there for caravan insurance) and also weighs customer reviews.

BoughtByMany separates between best touring and best static caravan insurance for provide the top results for each type of caravan insurance.

Caravan insurance at GoCompare

GoCompare provides a centralized home page, and has you pick between static or touring caravan insurance for learning more information and finding the best quotes and comparison.

However, their main page for caravan insurance provides a basic overview and coverage.

What is the best static caravan insurance cost?

The best static caravan insurance cost depends on many factors, including what type of vehicle and what type of insurance coverage. Even if your caravan is staying in one place, it may need everything from accidental coverage to contents insurance for replacing items.

It’s important to look at comparison websites and talk to a insurance provider representative to understand what is the best option for you.

What is the cheapest static caravan insurance?

If you’re looking for the cheapest static caravan insurance, this site compares the different types of static caravan insurance available. However, it’s important to understand that what is the cheapest may not be the best for your own caravan.

Static caravan insurance will not only cover your caravan for loss or damage due to theft, vandalism, fire, flood or storm but will also provide cover for the fixtures and fittings attached to your caravan.

Compare static caravan insurance

For comparing static caravan insurance, it’s important to consider your vehicle and personal situation. But besides that, there are a few other considerations while comparing static caravan insurance.

Many policies will cover a new for old cover for static caravans less than 10 years old. If there was a complete loss of your vehicle, the policy would cover the cost of a replacement caravan. It’s almost important to consider policy features, like contents replacement or other smaller item coverage. Lastly, there are some policy assumptions to be aware of when picking a policy. For some static caravan coverage, the provider will require your caravan to be sitting in a licensed caravan site.

For more information on comparing static caravan insurance, and viewing a few options, check out Money.co.uk section.

Static caravan insurance at GoCompare

The GoCompare website has an option to get quotes specifically for comparing static caravan insurance. You fill out your information, and the tool will provide different static caravan insurance policies to choose from, and different levels of policy coverage.

What is the best touring caravan insurance?

For evaluating the best touring caravan insurance, you can pick from basic to comprehensive coverage depending upon your situation and your vehicle. Depending upon the provider you pick, you can choose add ons like equipment and contents cover.

For evaluating more touring caravan insurance options, go to Confused.com for their comparison section.

What is the cheapest touring caravan insurance?

The cheapest touring caravan insurance will depend on your vehicle, and the type of policy coverage you’re looking for. In many cases, the cheapest caravan insurance may not be the best insurance for your particular vehicle and situation.

It’s important to both check out comparison sites, review insurance competitors, and even talk to insurance representatives to understand the best (and cheapest!) option for you.

How much does touring caravan insurance cost?

According to the CETA, the average touring caravan insurance cost in 2017 was £150. However, it may be cheaper or more expensive depending on the type of caravan.

Compare touring caravan insurance

For comparing touring caravan insurance, it’s important to consider your vehicle, type of policy coverage, and personal situation.

For example, you may be basic coverage of accidental damage or extra coverage if there is storm or flood damage (sometimes, this is not covered in the basic policy coverage). Additionally, you may want to add cover for equipment, contents cover, and new for old (if your caravan is under 5 years old, you could be covered for a new replacement). With the new for old policy, it may be different depending on your provider and if you’re looking for static vs touring.

For more information, check out the Confused.com site on Touring Caravan Insurance.

Touring caravan insurance at GoCompare

The GoCompare website has an option to get quotes specifically for comparing touring caravan insurance. You fill out your information, and the tool will provide different touring caravan insurance policies to choose from, and different levels of policy coverage.

Selected caravan insurance companies

Here is a list of some selected caravan insurance providers:

Caravan insurance at Tesco Bank

Currently, Tesco Bank does not offer caravan insurance. However, Tesco Bank does offer standard car insurance.

Caravan insurance at Direct Line

Currently, Direct Line does not offer caravan insurance. However, Direct Line does offer standard car insurance.

Caravan insurance at Saga

Saga offers a range of products and services exclusively for the over 50s, including insurance and holidays.

Caravan insurance at Asda

Asda offers a range of financial products such as a caravan and motorhome insurance.

Caravan insurance at AA

The AA (Automobile Association) is the UK’s largest motor organization, and was founded in 1905. Although focusing mostly on breakdown insurance, AA has branched out to travel, finance and other insurances.

FAQ

Is caravan insurance a legal requirement?

Caravan insurance is not a legal requirement, but is strongly recommended for providing sufficient protection for your vehicle.

Do you have to have insurance to tow a caravan?

While car insurance is a legal requirement, insurance for a touring caravan that’s towed isn’t. It’s important to research if your car insurance covers caravans and if not, what are your options for the appropriate insurance.

Do you have to have an MOT on a caravan?

The MOT test checks that your vehicle meets road safety and environmental standards, and is currently NOT required for caravans. There was discussion around introducing legislation around caravans weighing more than 750kg being required to undergo regular checks. After lengthly discussion, this was not moved forward and is not required for caravan owners at this time.

What is static caravan insurance for over 50s?

Static caravan insurance for the over 50s is a policy designed specifically for this age bracket, for those over 50 years of age. There are a few caravan insurance providers that have this policy, including Saga.

References

http://www.gocompare.com/caravan-insurance/guide/
https://boughtbymany.com/news/article/best-caravan-insurance-uk/
http://www.money.co.uk/caravan-insurance/static-caravan-insurance.htm
https://www.confused.com/caravan-insurance/touring
http://www.gocompare.com/caravan-insurance/
https://www.confused.com/caravan-insurance/touring
http://www.gocompare.com/caravan-insurance/guide/
https://www.gov.uk/getting-an-mot