Insurance

Dog insurance | What is | Compare | Quotes | Cheap | Review

How do I find the cheapest dog insurance for my dog? And, how much will this dog insurance cost? These are most likely questions you have asked yourself. In this article, you will find the answers to these questions and many more questions about dog insurance.

Dog insurance

What is dog insurance?

Dog insurance, like many pet insurance options, provides payment (either partial or total) for veterinary treatment of the insured person’s ill or injured pet. Some policies also provide payment when the dog dies, or if the dog is lost or stolen. There are two types of dog insurance: non-lifetime and lifetime dog insurance.

What does pet insurance for life mean?

Lifetime pet insurance covers a pet for ongoing conditions throughout the pet’s lifetime. If a condition is claimed in the first year, it will not be excluded in subsequent years. There are limits to the lifetime policies – so, be sure to compare the options. Some lifetime pet insurances have limits “per condition,” or “per year,” or even “per condition, per year.”

What is multi pet insurance?

A multi pet insurance policy allows you to keep all your pets under one pet insurance policy. Some insurance providers even give a discount if you add more than one pet to your pet insurance policy.

Do you need insurance for a dog?

Dog insurance is not a legal requirement but is a safety net to help protect you against unexpected costs related to your pet.

How does the pet insurance work?

Pet insurance provides payment, either partial or total, for veterinary treatment of the insured person’s ill or injured pet. Some policies also provide payment when the pet dies, or if the pet is lost or stolen. There are two types of pet insurance: non-lifetime and lifetime pet insurance.

Cheap dog insurance: Compare quotes and the market in the UK

The easiest way to get cheap dog insurance is to use one of the many online comparing services.

How much is pet insurance for a dog?

In this recent BoughtByMany article from 2017, the average annual premium paid for pet insurance by UK dog owners is £366.

What is the cheapest dog insurance in the UK?

In the UK, the cheapest dog insurance depends on the type of pet you have, the age of your pet, and their overall health. In general, the cheapest average can be as little as £30 a year, according to MoneySuperMarket. However, the cheapest option may not be the best option for your pet, so it is good to understand your situation and search around to compare your options.

How much is health insurance for pets?

Health insurance for dogs is referred to as pet insurance. In this recent BoughtByMany article from 2017, the average annual premium paid for pet insurance by UK dog owners is £366.

What is the best pet insurance in the UK?

BoughtByMany has generated a list of the Top Dog Insurance policies for 2017 on their website, and it’s pulled together with information from independent financial firms and customer reviews. Depending on the age and breed of your dog, the best dog insurance and pet insurance option may vary.

What does the best lifetime dog insurance cover?

The best lifetime dog insurance depends on a variety of factors. It’s important to check that the insurance cover with no time limit or condition-related caps, and includes added value features such as dental treatment, and complementary medicine. Some lifetime insurance options may have no time limit, but could be subject to a limit per condition on a yearly basis. According to BoughtByMany, most vets do prefer lifetime coverage for dog insurance, and the best insurance depends on your dog’s health.

What is cheap lifetime dog insurance?

As with the best lifetime coverage, the cheapest lifetime coverage will depend on your own type of dog, their age and overall health. It’s important to read the policies carefully – some lifetime insurances may appear cheap, but they could have “time limited” policies that do not cover the illness past 12 months.

According to BoughtByMany, most vets do prefer lifetime coverage for dog insurance, and the best insurance depends on your dog’s health.

Compare multi dog insurance

Multi dog insurance combines insurance for two or more pets under a single policy, and may offer a discount. If you own several pets, this makes your policy easier to manage.

Check out Money.co.uk for comparing a list of multi dog insurance policies.

Pet insurance reviews at Animal Friends

Animal Friends promotes itself as an “ethical pet insurance company” to set it apart from the other insurance providers.

For a review of Animal Friends pet insurance, including dog insurance, read this report and review by BoughtByMany here.

Pet insurance reviews at John Lewis

John Lewis is a department retailer, founded in 1864, that now offers financial services including insurance. John Lewis is known for their three different levels of lifetime insurance coverage.

For a review of John Lewis pet insurance, including dog insurance, read this report and review by BoughtByMany here.

Pet insurance reviews at Pet-insurance.co.uk

Pet-insurance.co.uk specialises in pet insurance for cats and dogs, and offers two options: standard and lifetime policies.

For a review of Pet-insurance.co.uk pet insurance, including dog insurance, read this report and review by BoughtByMany here.

Pet insurance reviews at Tesco Bank

Tesco Bank pet insurance offers four levels of coverage for your pet.

For a review of Tesco Bank pet insurance, including dog insurance, read this report and review by BoughtByMany here.

Top dog insurance reviews

For an overview and report on the top pet insurance for dogs, look no further than the BoughtByMany review for 2017 located here. BoughtByMany uses independent financial reviews, awards and customer reports to determine their ‘Best of’ list. The site goes into detailed reviews to help you decide because sometimes what is the “cheapest” is not always the “best” for your pet.

For more information, read more here.

Lifetime cover dog insurance reviews

Understanding the pro’s and con’s of the different coverages for lifetime dog insurance is important. Lifetime insurance is made to protect you against vet fees for the lifetime of your pet.

For a list and review of top lifetime dog insurance policies, check out Money.co.uk site and comparison.

Selected dog insurance companies

Here is a list of some selected dog insurance providers:

Pet / Dog insurance at Sainsbury’s Bank

Sainsbury’s Bank is the UK’s first supermarket bank that offers a wide range of financial products with attractive rewards for Sainsbury’s shoppers.

Pet / Dog insurance at Tesco Bank

Tesco Bank aims at providing simple and straightforward banking and insurance products that provide good value and reward loyalty. Tesco Pet Insurance offers four levels of coverage for your pet.

Pet / Dog insurance at John Lewis

John Lewis is a department store retailer, founded in 1864, that now offers financial services including insurance. The pet insurance is known for offering three different levels of lifetime policies.

FAQ

Is John Lewis pet insurance lifetime cover?

Yes. According to BoughtByMany, most distinctive feature of John Lewis Finance’s pet insurance policies is that all three of its level of cover are “lifetime” policies.

For more information, check out the John Lewis dog insurance page for details on the Essential, Plus and Premier policies.

What is cheap pet insurance for puppies?

It’s recommended to purchase dog insurance while they are young, and have fewer health issues that could count as pre-existing conditions. For many dog insurance policies, pre-existing conditions are not covered. While looking for cheap insurance for your puppy, it’s important to evaluate your potential vet fees, and the overall health of your puppy in the long run. If you have researched these two factors, it will make it easier to find the best dog insurance for your puppy.

Multi pet insurance reviews

Multi pet insurance is for two or more pets on the same policy, and may offer a discount. If you own several pets, it’s easier to manage their insurance under one policy.

For more information, check out our page on Pet Insurance.

Lifetime pet insurance reviews

Lifetime pet insurance is made to protect you against vet fees for the lifetime of your pet.